Skip to main content
#
Hartauer Insurance
Business Owners Policy
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP).
 
Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
 
BOPs include:
  • Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage. 
  • Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location. 
  • Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
BOPs do NOT cover professional liability, auto insurance, worker's compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us today to learn how we can help with your business insurance needs. 

Contact Us

Hartauer Insurance Agency Inc.
613 1st. Street
La Salle, IL 61301
Phone: (815) 223-1795
Fax: (815) 223-0222

Hours of Operation
8:30-5:00 Monday-Friday
9:00-12:00 Saturday
​Or by appointment
Email Us

rss feedemail usour facebook page

Hartauer Insurance, LaSalle, IL. Insurance Agency, Serves the Illinois Auto, Home, and Business Insurance Needs of La Salle, Peru, Spring Valley, Ottawa, and Oglesby areas.

Terms & Conditions | Copyright | Privacy Policy
© Hartauer Insurance, Inc.

Insurance Websites
insurance websites | webmail login | admin login